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How does Afterpay work?

Afterpay offers simple payment instalment plans for online shoppers! Simply shop and choose Afterpay as your payment method at the checkout. First time customers provide payment details as usual, returning customers simply log in to make their purchase. It’s that easy! 

  • Pay in 4 instalments over 6 weeks
    You'll pay your first instalment at the time of purchase, and the remainder every two weeks.
  • No fees when you pay on time
    With interest-free instalments, the only fees are for late payments. You can find your payment schedule in the Afterpay app and we'll send you regular reminders.
  • Enjoy instant approval decision
    You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose. 

Who can use Afterpay?

Afterpay is available to all people who:

• Live in Australia;
• Are at least 18 years old;
• Are capable of entering into a legally binding contract;
• Have a valid and verifiable email address and mobile number; and
• Use an Australian credit or debit card to make the purchase. 
• We do not require you to fill out a credit application form!
How do I sign up for Afterpay?
You do not need to register prior to making your first Afterpay purchase. When you are making a purchase, simply choose Afterpay as your payment method at the checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase. 

Once your first order is approved, your Afterpay account is created. All you need to do is visit to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.

Is there a cost to use Afterpay?

Afterpay does not charge a fee to consumers when purchasing and we do not charge interest. The only fees applied to consumers are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.

Is Afterpay safe and secure?

Yes, we understand how important security is so we ensure that your personal information is protected. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive customer credit card information and data. This is the highest level of security in the payment industry.

Please contact us if you have any questions - we're here to help.